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Wealth Management

Powered by Life Strategy™

We empower Gen X and Gen Y Founders, C-Suite Entrepreneurs, and their families to be who they want to be in the world.


Client Testimonials

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Danny Alexander

Co-Founder of Who Gives A Crap
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Danny Alexander

Co-Founder of Who Gives A Crap


As founders, we’ve never imagined ourselves retiring, and tend to be more comfortable with risk than we probably should be. Chris and his team at Five Oceans understand this, and have worked with us to help us make much more informed decisions with our personal finances, and to plan for the ‘work optional’ phase of our lives. We trust Chris and his team to understand our priorities and tailor their approach to support us.


No client was compensated. Client does not have any material conflicts of interest from providing this review.
Reviews are not representative of every client experience.

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Melissa Urban

Co-Founder and CEO of WHOLE30
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Melissa Urban

Co-Founder and CEO of WHOLE30


I've been a client of Chris's since 2019. I came to Chris with only a rudimentary financial plan. Though I had a successful business, an investment portfolio, and no debt, my money wasn't really doing anything for me, and I quickly learned that my business and assets weren't protected. Chris and his team helped me create, implement, and refine my investments, estate planning, and retirement plan—through a pandemic, no less. Having Chris in my corner to guide my strategy, put safeholds in place around my most valuable assets, and create a plan for my son's tuition and my retirement gave me a huge sense of comfort and security. I trust Five Oceans Advisors to continue to steer me in the path that is right for my goals, my level of risk tolerance, and my values.

- Melissa Urban (Whole30 CEO, 7x New York Times bestselling author)


No client was compensated. Client does not have any material conflicts of interest from providing this review.
Reviews are not representative of every client experience.

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Vince

Founder of Vertebrae
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Vince

Founder of Vertebrae


Five Ocean’s expertise built a foundation of comfort and structure navigating a post-exit phase of life. Marc and his team start with the "why" and a firm understanding of what’s important, and provide the right level of balance and judgment when discussing the big picture and the detailed nuances. We’ve built a large degree of trust based on their experience and understanding of my specific goals.


No client was compensated. Client does not have any material conflicts of interest from providing this review.
Reviews are not representative of every client experience.

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Jen Sargent

Entertainment Executive
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Jen Sargent

Entertainment Executive


Five Oceans has been a terrific partner for us. They recommend their strategies with conviction and give us straight forward advice and answers to our questions. The customer service is outstanding, whenever we have a question, challenge, or request we can count on the team to respond promptly and with precision. We have worked with several advisors in the past and Five Oceans is by far the most consultative and responsive, helping us reach our financial goals. I recommend Five Oceans to anyone seeking a financial advisor and partner!


No client was compensated. Client does not have any material conflicts of interest from providing this review.
Reviews are not representative of every client experience.

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Nirav Sheth

CEO and Founder of Anatta
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Nirav Sheth

CEO and Founder of Anatta


Working with Five Ocean Advisors has been game changing for my family and me. As an entrepreneur & founder, I rely on coaches and mentors to guide me. Working with Chris and his team, I’ve received incredible guidance on investment strategy, spending buckets, legacy planning, and so much more. It’s been almost 10 years since we started working together and I’m excited for the next decades continuing the journey. My family and I are leagues ahead of when we started financially and are gearing toward financial freedom. Thank you Five Oceans for all that you do.


No client was compensated. Client does not have any material conflicts of interest from providing this review.
Reviews are not representative of every client experience.

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Jonathan Weiss

CFO of Raw Sugar Living
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Jonathan Weiss 

CFO of Raw Sugar Living


As a CFO, I spend most of my day visualizing our Company's financial future while thinking about all the possible upsides and downsides that may come. Over five years ago when my wife and I started to search for an advisor to help us navigate our family's future it was with great trepidation. We met with a number of people and heard a lot about asset classes and maximizing returns. As we both come from a financial background we understood the financial jargon but never really felt as if our fears and goals were being understood. When we met with Marc, we walked away with a completely different feeling that we have carried with us until today. It’s a feeling that with Marc and Five Oceans we have an advisory group that understands and helps realize our families goals with all the upsides and downsides that may come.


No client was compensated. Client does not have any material conflicts of interest from providing this review.
Reviews are not representative of every client experience.

Life Strategy™

Life Strategy is a process we’ve designed to allow people to move their life into greater alignment with their sense of meaning and purpose. Our proprietary framework incorporates five key aspects of a person’s life. These are your own personal “five oceans.”

Your Personal Five Oceans


Your money is a precious and powerful resource. When harnessed properly through a clear financial plan, it provides a deeper sense of security, flexibility, and well-being, while expanding your ability to positively impact the world.

Services & Fees

Our comprehensive service offering allows you to create, and then bring to fruition, your own unique Life Strategy.

Services We Deliver


We provide tools, coaching, and accountability to help you make tangible progress towards meaningful goals across all five key aspects of your life.


We Offer a Unique Client Experience


Portfolio Size

Annual Rate

First $3m
1.00%
$3m - $5m
0.75%
$5m - $25m
0.50%
$25m+
0.25%

Our Fees


Portfolio includes all accounts Five Oceans is managing which typically includes taxable brokerage / trust accounts, IRAs, 401(k)s, and 529s.


Compare the Five Oceans Value Prop


Who We Are

Everything we do is informed by our five guiding principles.

Sustainability Los Angeles, CA Five Oceans Advisors

Sustainability

Be grateful for our incredible planet and do our part to take care of it.

Happiness Los Angeles, CA Five Oceans Advisors

Happiness

Be mindful of the relationship between our happiness, sense of purpose, values, and the present moment.

Interconnectedness Los Angeles, CA Five Oceans Advisors

Interconnectedness

Recognize that we are all connected and either win together or lose together.

Kindness Los Angeles, CA Five Oceans Advisors

Kindness

Be kind to everyone, including ourselves.

Intention Los Angeles, CA Five Oceans Advisors

Intention

Make decisions about how we spend our time, energy, and money that align with our values.

Chris Girbés, CFP® Photo

Chris Girbés, CFP®

Co-Founder | Advisor
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Chris Girbés, CFP®

Co-Founder | Advisor

Before Five Oceans, I spent the past decade working in various capacities within the financial services industry. The most recent five years were spent building my own practice both on my own as a solopreneur, and as part of a much larger firm where the vibe was very much “eat what you kill.” As an entrepreneur I’ve never shied away from sales, or from taking a risk, so I didn’t much mind being 100% responsible for my own P&L.

However, when the opportunity presented itself to start Five Oceans and do this business the right way with my friend and mentor Marc, I had to say yes. Marc and I had been talking for years about how our industry is outdated and that in order to build a business that we love, and to provide our entrepreneurial clients with real value, we’d have to reimagine the traditional financial advice firm - and that’s why we’re excited about Five Oceans!

On the personal level, I grew up in San Diego and received a BA in Business Administration from a tiny liberal arts college in Illinois called Principia College, where I also played football (I was the quarterback) and baseball all four years. Yes, I’ve answered the question “why did you leave San Diego for small town Illinois” about 10,000 times and not surprisingly, I did eventually make my way back to Southern California.

I love sports and I of course love spending time with my wife Alexis and my son Pierce. Alexis is a bright light creative - actor/singer/dancer - and I’m the “business guy,” which for me turns out to be a really good contrast. At the moment, the three things I enjoy doing most for myself are surfing, golfing and Brazilian Jiu-Jitsu, but who knows what’s next!

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Marc Campbell, CFP®

Co-Founder | Advisor
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Marc Campbell, CFP®

Founder

Prior to Five Oceans, I was a Financial Advisor and Chairman of the Board at TCI Wealth Advisors, a $3 billion multi-office Registered Investment Advisory firm. I feel very grateful for my time at TCI, and for all of the incredible relationships I was able to build there.  

But as a lifelong entrepreneur, I realized it was time to once again heed the call of my entrepreneurial spirit and jump back into the excitement of building a new business. And there couldn’t have been a more perfect partner for this new venture than Chris. He and I are simpatico in our belief that entrepreneurs need specialized financial advice, and we are committed to delivering an offering that addresses their unique needs and life strategy opportunities.

In terms of my background, I grew up in Rochester, New York, and studied psychology at Hamilton College, where I was also captain of the men’s soccer team. After college, I went to work in the Private Client Group at JP Morgan in New York City. After four amazing years I moved to Los Angeles and received an MBA with a focus on entrepreneurship from UCLA Anderson, where I was Student Body President.

I also have a background in the world of comedy! Though I’ve now “hung up the microphone,” I used to regularly perform stand-up and improv comedy.  I also founded an online comedy content company in 2008, and opened what is now M.I.’s Westside Comedy Theater in Santa Monica, California.

I live in Santa Monica with my wife, Ali, and our two kids, Cooper and Hannah-Grace.  I love hanging out with the family, eating good food, hiking in the mountains, and laughing as much as possible (oftentimes at myself!).

Lastly, if you ever need a conversation starter with me, feel free to ask me about “Pooper Scooperz,” my first entrepreneurial venture :-)

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Alison Campbell

Life Strategist
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Alison Campbell

Life Strategist


I began my career in marketing and product management working for large, brand name companies including Mattel, Guthy-Renker, Intuit, and Beachbody. When I became a mother, the sheer difficulty of balancing home life with my corporate responsibilities forced the question of what I really wanted to do in my career. I wanted something that felt more rewarding and that gave me the opportunity to share my unique gifts in the world in a way that would make a tangible difference in people’s lives. 

I found my way to a masters program in spiritual psychology and was forever changed. The skills I learned showed me the way to experience more inner peace, balance, and wholeness and pursue my goals with more ease and grace. What I learned was so valuable for me that I knew immediately how much meaning and fulfillment I would derive from supporting others in their life journeys.

So now I work as a coach, blending my linear, get-the-job-done sensibilities, with a more elevated and intuitive approach to understanding the deeper themes behind the variety of experiences my clients describe.

I help clients with a full range of issues and goals in their lives. I typically work with clients who are facing difficult career or life decisions and need assistance to better align their life with their values and priorities. We work together to articulate personal goals and I support my clients by helping them flesh out action plans and holding them accountable. Along the way, I point out the mental and emotional blocks I am observing.

My educational background includes an undergraduate degree from the University of Pennsylvania, an M.B.A. from UCLA Anderson, and a master’s degree in spiritual psychology from the University of Santa Monica.

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Philip Moser, CFP®

Advisor
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Philip Moser, CFP®

ADVISOR


I’m a native Texan, but I’ve fallen in love with my adopted hometown of Memphis, TN where I’ve lived for over a decade now with my wife, Courtney and our two boys Matthew (8) and Drew (6).

In joining Five Oceans Advisors, I have the incredible opportunity to work with a team of like-minded professionals who are passionate about helping people live deeper, more meaningful lives. 

In fact, the inspiration for living and helping my clients live “The Deep Life” comes from bestselling author/entrepreneur, Cal Newport and his life-changing books Deep Work and Digital Minimalism. So the fit with Five Oceans Advisors is perfect for me in my quest to go deeper in my own life and help my clients do the same!

In addition, the other thing that attracted me to Five Oceans was the incredible team that was assembled. Having played college football and baseball with Five Oceans co-founder, Chris Girbes, I learned the importance of having a quarterback/catcher I could trust to know where every member of the team should be on each play. Likewise, we at Five Oceans Advisors are like quarterbacks for our clients by helping them coordinate their financial/life strategy playbook to give them the best chance for success! 

In our local community, I serve on the board of directors for Bodine School for children with dyslexia. I also volunteer with an organization called Room in the Inn to provide lodging and meals to individuals experiencing homelessness. 

Outside of work, I love coaching youth sports, playing basketball & baseball with my sons, cycling, CrossFit, and cheering on my hometown Memphis Grizzlies. In addition to being a passionate sports fan, I enjoy reading about history and politics. Currently, I am obsessed with everything “Hamilton!”

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Jesse Porter, CFP®

Advisor
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Jesse Porter, CFP®

ADVISOR



I live in Orange County, California with my wife and two kids. We enjoy getting out into nature whenever possible, hiking, tennis, golf, scuba diving and other oceanic activities, and eating great food.  

I got my start as a financial advisor in 2015 at a large national brokerage firm where I learned a great deal about the traditional financial services industry. Once I learned about the small slice of financial advisors striving to eliminate conflicts of interest and do truly great work (commonly known as “fee-only” advisors because they don’t accept commissions for selling products), I became one of them by moving to a large fee-only wealth management firm based in Century City. Although I grew exponentially as an advisor in the two years I spent there, I knew I wanted to join Five Oceans once I met Chris & Marc and heard what they wanted to build. I joined them on their voyage in 2020.

Growing up I always loved and excelled at strategy games, and in college I became very interested in economics and math. Why is this important? Real financial advice involves a plethora of strategic decisions around tax avoidance, investing, estate planning, business exits and more which are primarily math driven decisions. I managed to find work that I truly enjoy doing.

I recently picked up poker as an occasional hobby. I understand that poker likely conjures images of belligerent men in cowboy hats drinking in smoky rooms, and that is reasonable given its history. The reality is if you watch a present day high level poker tournament you’ll be forgiven for thinking you accidentally tuned in to a meeting of the local chess club. The best poker players study math and game theory in their spare time and eat, exercise, and meditate to optimize their minds. 

In 2023 I won a poker tournament to earn a seat and $10,000 buy-in to the World Series of Poker Main Event, which I went on to have an incredible experience playing in for approximately 23 hours before being eliminated. I don’t play poker out of a desire to gamble. I do it for the mental competition. In fact when I am in a city like Las Vegas I do absolutely zero negative edge gambling, since that is against my core values and not something I get enjoyment from. 

I am a CERTIFIED FINANCIAL PLANNER™ and have a bachelors degree in Business Economics from California State University Long Beach. I still study math and economics in my spare time and will continue to until they aren’t interesting to me any longer. 

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Leslie Mallman

Advisor
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Leslie Mallman

ADVISOR


Originally from Chicago, I made my way to California to pursue my education in economics at Pomona College, where I discovered my love for the Bay Area. Now, having called San Francisco home for over a decade, I've immersed myself in its vibrant culture and community.

My career in financial advising began at a boutique investment management firm in Chicago in 2004 and has since taken several different forms, including attending the University of Chicago Booth School of Business for my MBA, starting a own solo financial advising practice, launching and growing a startup focused on accessible financial planning, and investing in private companies focused on making a positive impact in the world. 

Most recently, I have enjoyed combining my expertise in financial advising with over a decade of personal healing work to create a platform for what I term 'financial healing,' helping individuals navigate the emotional complexities of money. 

After reconnecting with Chris, whom I first met in 2014, joining Five Oceans felt like a natural fit, given our shared perspectives on the financial advising industry and desire to help clients live their best lives across all of their personal five oceans. 

Outside of work, I enjoy cold swims in the San Francisco Bay, spending time in nature, and volunteering to support women's empowerment initiatives. Daily meditation and occasional cacao ceremonies keep me grounded, while my annual trip to Burning Man offers a unique opportunity for self-expression and connection.


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Trisa Summers

Director of Client Experience
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Trisa Summers

Director of Client Experience



              

It’s hard for me to believe my career in financial services started almost 25 years ago. I had been working full time in another industry, but when my oldest daughter was born, I knew it was time to structure my work life in a different way. I began working for a financial advisor who was a family friend and ultimately became my mentor. I was fortunate enough to have the flexibility that my career ebbed and flowed with my role as mom to one and eventually two daughters. I worked in almost every capacity in wealth management during my 20 years at my firm culminating in the position of CEO. I learned so much through that amazing journey of opportunities but in 2016 I made the hard decision to leave in order to focus on launching my two teenage daughters. In the subsequent years I was fortunate enough to do consulting work for Five Oceans and now am very excited to join the firm and continue the awesome work already done on crafting an exceptional Five Oceans client experience.

Outside of my financial services work, I have a host of things I love to do. I teach financial literacy for young people through a fantastic non-profit organization called 3rd Decade. During the crazy pandemic days, I also started my own t-shirt company where I design and make graphic t-shirts in my home. Of course, spending time with my almost launched daughters and my husband is one of my biggest joys. Whether it’s traveling to the University of Missouri for my daughter’s family weekend or visiting my eldest daughter in New York during her internship, my husband and I getting to be a part of their adventures is such a gift before becoming total empty nesters!

I love living in Arizona and enjoying all the benefits of being here. We benefit from great weather most of the year, fantastic food and events and a wonderful network of friends. In my free time I love hiking, my Peloton, reading and working out but my guilty pleasure is my love of ‘way too young for me’ pop music. At times it feels like I’m just a teenager living in a middle-age body!


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Spencer Rand, CFA®

CCO & Director of Operations
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Spencer Rand, CFA®

CHIEF COMPLIANCE OFFICER & Director of Operations


As a member of the Five Oceans team, my career in the financial services industry has come full circle. I began my professional journey as a consultant at IBM, but quickly realized that I wanted to work at a smaller organization and one that was involved in investments. After spending two years at IBM, I worked at a boutique institutional investment consulting firm as a performance analyst then as a portfolio manager at a Registered Investment Advisor. Along the way I earned the Chartered Financial Analyst (CFA) designation, solidifying one of my passions for capital markets.

Prior to Five Oceans, I graduated from George Washington University’s Data Analytics Bootcamp, which rekindled my interest in technology. I then joined a non-profit as a data analyst where I leveraged my newly acquired skills to automate processes and solve problems through coding and business intelligence software. When the opportunity arose to join Chris and Marc’s team, it was just the right fit! I’m excited to help the firm grow by driving workflow improvements in a role that’s at the intersection of two disciplines that I enjoy: finance and operations.

On the personal side, I grew up in the Midwest (Chicago and St. Louis), but currently live in the greater Washington, DC area with my wife and two kids. Outside of work, you can find me competing in obstacle course races, learning to play new songs on the guitar for my garage band, or watching a baseball game.

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Louis Hamel

Tax Strategist
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Louis Hamel

Tax Strategist



              

Louis understands the key aspects of building successful long-term client relationships: personal attention, trust, integrity, responsiveness and the importance of proactive thinking. 

Beyond this foundation, Louis has the innate ability to connect with people by understanding their needs, asking the right questions and seeing the big picture. This approach is why he is more than just a CPA. Instead, he’s a true advisor – going beyond the numbers by providing valuable advice and practical solutions. Louis specializes in advisory services for founders, closely held businesses, from start-up enterprises to large privately owned firms. Areas of expertise include consulting for tax issues, business formation, and succession and estate planning. With over 20 years of experience, Louis has expertise in a variety of industries, including manufacturing, distribution, real estate and professional services, among others.

Louis also works with high net-worth individuals across a range of areas, including tax consulting, estate and financial planning, as well as asset protection.

Louis currently serves as Treasurer for both the Verdugo Hills Council of the Boy Scouts of America and MOSTE. He is also a member of the American Institute of Certified Public Accountants and the California Society of CPAs.